Terms of Service

Last updated: January 2026

Welcome to split it. By using our mobile application, you agree to these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By accessing or using split it., you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our app.

2. Description of Service

split it. is a free, ad-supported mobile application that helps users track shared expenses and settle debts within groups. The app is provided "as is" and "as available" without warranties of any kind.

3. User Accounts

To use certain features of split it., you may need to create an account. You are responsible for:

4. Acceptable Use

You agree not to:

5. User Content

You retain ownership of any content you create in split it. (such as expense descriptions and group names). By using the app, you grant us a license to store, display, and process this content to provide our services.

6. Advertising

split it. is supported by advertising. By using the app, you agree to receive advertisements. We strive to keep ads relevant and non-intrusive.

7. Financial Disclaimer

split it. is an expense tracking tool only. We do not:

Users are responsible for verifying expense amounts and settlements. split it. is not responsible for any financial disputes between users.

8. Limitation of Liability

To the maximum extent permitted by law, split it. and its creators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of data, profits, or goodwill, arising from your use of the app.

9. Indemnification

You agree to indemnify and hold harmless split it. and its creators from any claims, damages, or expenses arising from your use of the app or violation of these terms.

10. Modifications to Service

We reserve the right to modify, suspend, or discontinue split it. at any time without notice. We may also update these Terms of Service from time to time. Continued use of the app after changes constitutes acceptance of the new terms.

11. Termination

We may terminate or suspend your access to split it. at any time, without prior notice, for conduct that we believe violates these Terms of Service or is harmful to other users or our business.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

13. Contact Us

If you have any questions about these Terms of Service, please contact us at:

legal@split-it.net